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UNIONBANK

NSEFinancial ServicesCap: ₹1.42L Cr

Union Bank of India

+24.69%YTD

Non-Compliant (Not Permissible)

Evaluated using DJIM criteria

Reasons for Non-Compliance:
  • Sector Prohibition: Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.
  • Debt Ratio: 54.86% exceeds limit 33.0%.
  • Liquidity: Cash 71.4% exceeds limit 33.0%.
  • Impure Revenue: Non-permissible income 181.67% exceeds limit 5.0%.

Market Fundamentals

Live NSE/BSE
Market Cap
₹1.42L Cr
P/E Ratio
6.5x
P/B Ratio
1.0x
52W High
₹205.49
52W Low
₹145.87
Div. Yield
269.00%
Shares O/S
763.36 Cr

Where Does the Money Come From?

Revenue breakdown for Union Bank of India

Core Financial Services OperationsProhibited Core Activity

Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.

0.0%of Total Revenue
Treasury Interest & Secondary Non-Operating IncomeImpure Interest Income (Riba)

Non-operating interest income earned from cash and fixed deposits. Requires purification.

181.7%of Total Revenue
About Union Bank of India

Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.

Interest-Bearing Debt Ratio
54.86%Max: ≤ 33.0%
Cash & Securities Liquidity
71.4%Max: ≤ 33.0%
Impure Revenue Ratio
181.67%Max: ≤ 5.0%
Screening Denominator
30-Day Average Market Cap

Purification & Zakat Calculator

Calculate how much to donate for UNIONBANK

⚠️ Note: UNIONBANK is not Halal. The right step is to sell this stock, not just purify the dividends. Keeping a non-compliant investment is not resolved by Sadaqah.