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SBICARD

NSEFinancial ServicesCap: ₹49961.59 Cr

SBI Cards and Payment Services Ltd.

-38.7%YTD
AAOIFIMSCIDJIMBSE_TASIS

Non-Compliant (Not Permissible)

Evaluated using DJIM criteria

Reasons for Non-Compliance:
  • Sector Prohibition: Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.
  • Debt Ratio: 83.59% exceeds limit 33.0%.
  • Impure Revenue: Non-permissible income 63.36% exceeds limit 5.0%.

Market Fundamentals

Live NSE/BSE
Market Cap
₹49961.59 Cr
P/E Ratio
19.2x
P/B Ratio
2.9x
52W High
₹906.4
52W Low
₹519.05
Div. Yield
48.00%
Shares O/S
95.16 Cr

Where Does the Money Come From?

Revenue breakdown for SBI Cards and Payment Services Ltd.

Core Financial Services OperationsProhibited Core Activity

Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.

36.6%of Total Revenue
Treasury Interest & Secondary Non-Operating IncomeImpure Interest Income (Riba)

Non-operating interest income earned from cash and fixed deposits. Requires purification.

63.4%of Total Revenue
About SBI Cards and Payment Services Ltd.

Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.

Interest-Bearing Debt Ratio
83.59%Max: ≤ 33.0%
Cash & Securities Liquidity
4.03%Max: ≤ 33.0%
Impure Revenue Ratio
63.36%Max: ≤ 5.0%
Screening Denominator
30-Day Average Market Cap

Purification & Zakat Calculator

Calculate how much to donate for SBICARD

⚠️ Note: SBICARD is not Halal. The right step is to sell this stock, not just purify the dividends. Keeping a non-compliant investment is not resolved by Sadaqah.