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IRFC

NSEFinancial ServicesCap: ₹95883.63 Cr

Indian Railway Finance Corporation Ltd.

-40.16%YTD

Non-Compliant (Not Permissible)

Evaluated using DJIM criteria

Reasons for Non-Compliance:
  • Sector Prohibition: Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.
  • Debt Ratio: 440.26% exceeds limit 33.0%.

Market Fundamentals

Live NSE/BSE
Market Cap
₹95883.63 Cr
P/E Ratio
13.0x
P/B Ratio
1.6x
52W High
₹137.17
52W Low
₹73.05
Div. Yield
300.00%
Shares O/S
1306.85 Cr

Where Does the Money Come From?

Revenue breakdown for Indian Railway Finance Corporation Ltd.

Core Financial Services OperationsProhibited Core Activity

Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.

99.3%of Total Revenue
Treasury Interest & Secondary Non-Operating IncomeImpure Interest Income (Riba)

Non-operating interest income earned from cash and fixed deposits. Requires purification.

0.7%of Total Revenue
About Indian Railway Finance Corporation Ltd.

Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.

Interest-Bearing Debt Ratio
440.26%Max: ≤ 33.0%
Cash & Securities Liquidity
7.87%Max: ≤ 33.0%
Impure Revenue Ratio
0.7%Max: ≤ 5.0%
Screening Denominator
30-Day Average Market Cap

Purification & Zakat Calculator

Calculate how much to donate for IRFC

⚠️ Note: IRFC is not Halal. The right step is to sell this stock, not just purify the dividends. Keeping a non-compliant investment is not resolved by Sadaqah.