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HDBFS

NSEFinancial ServicesCap: ₹41323.43 Cr

HDB Financial Services Ltd.

-34.31%YTD

Non-Compliant (Not Permissible)

Evaluated using AAOIFI criteria

Reasons for Non-Compliance:
  • Sector Prohibition: Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.
  • Debt Ratio: 216.95% exceeds limit 33.0%.

Market Fundamentals

Live NSE/BSE
Market Cap
₹41323.43 Cr
P/E Ratio
14.0x
P/B Ratio
1.9x
52W High
₹796.7
52W Low
₹494.15
Div. Yield
80.00%
Shares O/S
82.89 Cr

Where Does the Money Come From?

Revenue breakdown for HDB Financial Services Ltd.

Core Financial Services OperationsProhibited Core Activity

Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.

98.6%of Total Revenue
Treasury Interest & Secondary Non-Operating IncomeImpure Interest Income (Riba)

Non-operating interest income earned from cash and fixed deposits. Requires purification.

1.4%of Total Revenue
About HDB Financial Services Ltd.

Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.

Interest-Bearing Debt Ratio
216.95%Max: ≤ 33.0%
Cash & Securities Liquidity
11.12%Max: ≤ 33.0%
Impure Revenue Ratio
1.4%Max: ≤ 5.0%
Screening Denominator
30-Day Average Market Cap

Purification & Zakat Calculator

Calculate how much to donate for HDBFS

⚠️ Note: HDBFS is not Halal. The right step is to sell this stock, not just purify the dividends. Keeping a non-compliant investment is not resolved by Sadaqah.
Is HDB Financial Services Ltd. (HDBFS) Halal? Shariah Compliance Status | Haq Finance